Medicaid in Indiana: what you may be able to apply for

Indiana adopted the ACA Medicaid expansion, and the expansion is the Healthy Indiana Plan (HIP), administered by the Indiana Family and Social Services Administration (FSSA); you apply through the FSSA Benefits Portal (fssabenefits.in.gov) or your county Division of Family Resources (DFR) office. HIP covers adults ages 19 to 64 with income up to 138% of the Federal Poverty Level (FPL); the official page states HIP is "for low-income adults ages 19 to 64," and HIP Plus requires a monthly POWER account contribution of 2% of family income. Children and pregnant people are served through Hoosier Healthwise (see this site's CHIP note), and aged/blind/disabled coverage runs through a separate non-MAGI pathway. On immigration status (safety-critical, verify each point officially): full Medicaid requires a U.S. citizen or a qualified non-citizen, and qualified non-citizens are generally subject to a five-year bar unless they fall in a federal exemption such as refugees, asylees, certain humanitarian categories, Compact of Free Association (COFA) entrants, or eligible Afghan parolees. 🔴🔴 Verified per state, not borrowed from another: unlike Ohio, an authoritative tracking table (KFF State Health Facts, January 2026 version) shows Indiana has NOT elected the CHIPRA Section 214 / ICHIA ("lawfully residing") option for either children or pregnant women (both are "No") — meaning that in Indiana, lawfully residing immigrant children and pregnant people are currently still subject to the usual five-year wait. Indiana was reported to plan to eliminate that wait in 2025, but as of that authoritative table the change is not yet reflected; because this is safety-critical and can change, verify your own household's current situation with FSSA — if Indiana has since adopted it, you may qualify sooner than five years. For people who do not have a qualifying immigration status, Indiana offers Emergency Services Only (ESO; Package E and Package B) to treat an emergency medical condition (including labor and delivery) regardless of status. 🔴 Did-not-find, stated honestly: unlike California or Illinois, we did not find any Indiana state-funded program providing full-scope Medicaid to undocumented adults or children — for people without a qualifying status, Indiana's Medicaid pathway is Emergency Services Only. Do not assume the whole family is barred, and do not assume everyone qualifies for full coverage — a mixed-status household can have some members on full HIP/Medicaid (e.g., citizens or qualified non-citizens) and others eligible only for emergency services. 🔴 A federal law change is scheduled to narrow immigrant Medicaid/CHIP eligibility effective October 1, 2026; because immigration rules are safety-critical and changing, verify with FSSA or your county DFR. Applying for or receiving Medicaid for your children does not require the parents to have status.